FICTITIOUS — FORGE DEMO ONLY · SPECIMEN
The year-end join — RMD roster × review calendar × billing
8 household(s) still owe part of their 2026 required withdrawal — $122,265.91 left to take before Dec 31 (87 days) — and not one has a review meeting on the calendar before then. Every one is a household we bill every quarter. The largest, Janet Pickford, has $55,125.63 left; Edmund Rickard has taken nothing at all.
Three facts, three different sources, one join no single folder can make: the money still owed (RMD & Beneficiary Flagger), the missing meeting (the firm calendar), and that we still bill them (Fee True-Up). Flags only — nothing here contacts a client or moves money.
Short on the year, no meeting booked — biggest first
H125Janet PickfordThe Pickford Household
Act now — no review scheduled
The moneyRequired $110,251.27 · taken $55,125.64 (50%) · age 77 · acct A258
The calendarNo client review on the calendar before Dec 31.
The billingBilled $11,884.58 this quarter — an active, paying client.from
Fee True-Up ·
dashboard ·
q3-fee-expected.csv
A required distribution left short at year-end is a tax penalty for the client — and there is no scheduled touchpoint to catch it.
H007Edmund RickardThe Rickard Household
Act now — no review scheduled
The moneyRequired $33,649.29 · taken $0.00 (0%) · age 79 · acct A303
The calendarNo client review on the calendar before Dec 31.
The billingBilled $2,038.72 this quarter — an active, paying client.from
Fee True-Up ·
dashboard ·
q3-fee-expected.csv
A required distribution left short at year-end is a tax penalty for the client — and there is no scheduled touchpoint to catch it.
H141Duncan HuxleyThe Huxley Household
Act now — no review scheduled
The moneyRequired $90,641.62 · taken $67,981.21 (75%) · age 85 · acct A298
The calendarNo client review on the calendar before Dec 31.
The billingBilled $8,205.48 this quarter — an active, paying client.from
Fee True-Up ·
dashboard ·
q3-fee-expected.csv
A required distribution left short at year-end is a tax penalty for the client — and there is no scheduled touchpoint to catch it.
H131Florence VoskuilThe Voskuil Household
Act now — no review scheduled
The moneyRequired $16,999.26 · taken $12,749.44 (75%) · age 77 · acct A271
The calendarNo client review on the calendar before Dec 31.
The billingBilled $4,368.54 this quarter — an active, paying client.from
Fee True-Up ·
dashboard ·
q3-fee-expected.csv
A required distribution left short at year-end is a tax penalty for the client — and there is no scheduled touchpoint to catch it.
H089Adele DanforthThe Danforth Household
Act now — no review scheduled
The moneyRequired $9,810.08 · taken $7,357.56 (75%) · age 74 · acct A191
The calendarNo client review on the calendar before Dec 31.
The billingBilled $2,990.72 this quarter — an active, paying client.from
Fee True-Up ·
dashboard ·
q3-fee-expected.csv
A required distribution left short at year-end is a tax penalty for the client — and there is no scheduled touchpoint to catch it.
H128Miles SedgewickThe Sedgewick Household
Act now — no review scheduled
The moneyRequired $9,755.50 · taken $7,316.62 (75%) · age 77 · acct A265
The calendarNo client review on the calendar before Dec 31.
The billingBilled $1,067.23 this quarter — an active, paying client.from
Fee True-Up ·
dashboard ·
q3-fee-expected.csv
A required distribution left short at year-end is a tax penalty for the client — and there is no scheduled touchpoint to catch it.
H018Iris FenwickThe Fenwick Household
Act now — no review scheduled
The moneyRequired $2,512.11 · taken $1,256.06 (50%) · age 86 · acct A034
The calendarNo client review on the calendar before Dec 31.
The billingBilled $696.35 this quarter — an active, paying client.from
Fee True-Up ·
dashboard ·
q3-fee-expected.csv
A required distribution left short at year-end is a tax penalty for the client — and there is no scheduled touchpoint to catch it.
H090Gerald EverlyThe Everly Household
Act now — no review scheduled
The moneyRequired $1,733.24 · taken $1,299.93 (75%) · age 82 · acct A196
The calendarNo client review on the calendar before Dec 31.
The billingBilled $366.12 this quarter — an active, paying client.from
Fee True-Up ·
dashboard ·
q3-fee-expected.csv
A required distribution left short at year-end is a tax penalty for the client — and there is no scheduled touchpoint to catch it.
Short too — but the calendar catches these
Also short on the year, but a review IS on the calendar before Dec 31, so a human touchpoint will reach them. Shown so the exclusion is legible — not on the list above.
| Household | Still to take | Review booked | From |
|---|
| H064 · Greta Crane | $3,205.02 | 2026-11-02 (Ellen) | Firm calendar firm-calendar.csv |