RMD & Beneficiary Flagger — as of 2026-10-05

⌂ office board
rendered 2026-10-05

FICTITIOUS — FORGE DEMO ONLY · SPECIMEN

Priya's desk — RMD & beneficiary flags as of 2026-10-05

9 household(s) still owe part of their 2026 required distribution — $125,470.93 left to take before Dec 31 (87 days out). 8 have no client review on the calendar before then; the largest is Janet Pickford with $55,125.63 still to take. Separately, 37 beneficiary designation(s) haven't been reviewed in five or more years.

Flags only. This reads the office registers and reports what it found — it never contacts a client, never moves money, and never edits a register. A human reviews and acts.

RMD short
9
Still to take
$125,470.93
No touchpoint by Dec 31
8
Stale beneficiaries
37

RMD shortfalls — biggest exposure and no touchpoint first

H125 Janet Pickford The Pickford Household
Act now — no review scheduled
$55,125.63
still to take
Required $110,251.27 · taken $55,125.64 (50%)
age 77 · account A258 · 87 days to the Dec 31 deadline
A required distribution left short at year-end is a tax penalty for the client. No client review is on the calendar before then — no scheduled touchpoint to catch it.
source: rmd-roster.csv · firm-calendar.csv
H007 Edmund Rickard The Rickard Household
Act now — no review scheduled
$33,649.29
still to take
Required $33,649.29 · taken $0.00 (0%) nothing taken yet
age 79 · account A303 · 87 days to the Dec 31 deadline
A required distribution left short at year-end is a tax penalty for the client. No client review is on the calendar before then — no scheduled touchpoint to catch it.
source: rmd-roster.csv · firm-calendar.csv
H141 Duncan Huxley The Huxley Household
Act now — no review scheduled
$22,660.41
still to take
Required $90,641.62 · taken $67,981.21 (75%)
age 85 · account A298 · 87 days to the Dec 31 deadline
A required distribution left short at year-end is a tax penalty for the client. No client review is on the calendar before then — no scheduled touchpoint to catch it.
source: rmd-roster.csv · firm-calendar.csv
H131 Florence Voskuil The Voskuil Household
Act now — no review scheduled
$4,249.82
still to take
Required $16,999.26 · taken $12,749.44 (75%)
age 77 · account A271 · 87 days to the Dec 31 deadline
A required distribution left short at year-end is a tax penalty for the client. No client review is on the calendar before then — no scheduled touchpoint to catch it.
source: rmd-roster.csv · firm-calendar.csv
H089 Adele Danforth The Danforth Household
Act now — no review scheduled
$2,452.52
still to take
Required $9,810.08 · taken $7,357.56 (75%)
age 74 · account A191 · 87 days to the Dec 31 deadline
A required distribution left short at year-end is a tax penalty for the client. No client review is on the calendar before then — no scheduled touchpoint to catch it.
source: rmd-roster.csv · firm-calendar.csv
H128 Miles Sedgewick The Sedgewick Household
Act now — no review scheduled
$2,438.88
still to take
Required $9,755.50 · taken $7,316.62 (75%)
age 77 · account A265 · 87 days to the Dec 31 deadline
A required distribution left short at year-end is a tax penalty for the client. No client review is on the calendar before then — no scheduled touchpoint to catch it.
source: rmd-roster.csv · firm-calendar.csv
H018 Iris Fenwick The Fenwick Household
Act now — no review scheduled
$1,256.05
still to take
Required $2,512.11 · taken $1,256.06 (50%)
age 86 · account A034 · 87 days to the Dec 31 deadline
A required distribution left short at year-end is a tax penalty for the client. No client review is on the calendar before then — no scheduled touchpoint to catch it.
source: rmd-roster.csv · firm-calendar.csv
H090 Gerald Everly The Everly Household
Act now — no review scheduled
$433.31
still to take
Required $1,733.24 · taken $1,299.93 (75%)
age 82 · account A196 · 87 days to the Dec 31 deadline
A required distribution left short at year-end is a tax penalty for the client. No client review is on the calendar before then — no scheduled touchpoint to catch it.
source: rmd-roster.csv · firm-calendar.csv
H064 Greta Crane The Crane Household
On the calendar — review 2026-11-02
$3,205.02
still to take
Required $6,410.05 · taken $3,205.03 (50%)
age 79 · account A140 · 87 days to the Dec 31 deadline
A required distribution left short at year-end is a tax penalty for the client. A client review is set for 2026-11-02 (Ellen).
source: rmd-roster.csv · firm-calendar.csv

Stale beneficiary designations

Designations last reviewed five or more years ago, oldest first — each with the date it was last touched. Source: beneficiaries.csv (household names from households.csv).

AccountHouseholdPrimaryContingentLast updatedYrs
A065The Rowell HouseholdMartin Rowell (child)Joel Rowell2018-02-168.6
A094The Ingram HouseholdRamona Ingram (spouse)Nadia Ingram2018-04-248.4
A265The Sedgewick HouseholdIris Sedgewick (child)Priscilla Sedgewick2018-05-218.4
A017The Ostrander HouseholdLucille Ostrander (child)Duncan Ostrander2018-05-238.4
A136The Bexley HouseholdBettina Bexley (spouse)Nora Bexley2018-05-248.4
A058The Oakes HouseholdNora Oakes (spouse)Miles Oakes2018-05-268.4
A282The Alcott HouseholdHelena Alcott (child)Yvonne Alcott2018-08-128.1
A170The Stanmore HouseholdAlan Stanmore (spouse)Vivian Stanmore2018-08-148.1
A117The Selwick HouseholdGerald Selwick (spouse)Victor Selwick2018-10-208.0
A181The Yeardley HouseholdHoward Yeardley (child)Ramona Yeardley2019-01-287.7
A036The Fenwick HouseholdMiles Fenwick (child)Dorothea Fenwick2019-02-207.6
A133The Ambrose HouseholdNolan Ambrose (child)Oscar Ambrose2019-03-077.6
A304The Quaid HouseholdMartin Quaid (spouse)Renata Quaid (daughter)2019-03-127.6
A132The Ambrose HouseholdRosalind Ambrose (child)Howard Ambrose2019-03-257.5
A176The Unsworth HouseholdBettina Unsworth (spouse)Ernest Unsworth2019-04-047.5
A157The Kirkwood HouseholdHarriet Kirkwood (spouse)Preston Kirkwood2019-04-097.5
A064The Rowell HouseholdNadia Rowell (child)Adele Rowell2019-04-277.4
A073The Varnum HouseholdCarl Varnum (spouse)Frances Varnum2019-05-017.4
A119The Tarrant HouseholdKenneth Tarrant (child)Yvonne Tarrant2019-05-237.4
A298The Huxley HouseholdLucille Huxley (child)Lionel Huxley2019-06-067.3
A270The Voskuil HouseholdIris Voskuil (child)Howard Voskuil2019-07-027.3
A093The Ingram HouseholdRamona Ingram (spouse)Janet Ingram2019-07-137.2
A189The Coldwell HouseholdPauline Coldwell (child)Therese Coldwell2019-07-257.2
A107The Padgett HouseholdUlric Padgett (child)Vivian Padgett2019-09-037.1
A148The Gresham HouseholdBeatrice Gresham (spouse)Miriam Gresham2019-09-247.0
A191The Danforth HouseholdLionel Danforth (child)Abel Danforth2019-11-216.9
A196The Everly HouseholdPauline Everly (spouse)Rosalind Everly2019-11-216.9
A293The Fanshaw HouseholdClifford Fanshaw (child)Sidney Fanshaw2020-05-156.4
A303The Rickard HouseholdOrville Rickard (child)Sidney Rickard2020-10-046.0
A099The Kentwell HouseholdIrwin Kentwell (spouse)Vivian Kentwell2020-11-085.9
A226The Vellacott HouseholdVictor Vellacott (spouse)Edmund Vellacott2021-02-035.7
A116The Selwick HouseholdGerald Selwick (spouse)Martin Selwick2021-03-075.6
A034The Fenwick HouseholdAlan Fenwick (child)Clifford Fenwick2021-05-115.4
A135The Bexley HouseholdBettina Bexley (spouse)Priscilla Bexley2021-05-135.4
A193The Danforth HouseholdEdmund Danforth (child)Martin Danforth2021-06-075.3
A082The Corliss HouseholdKurt Corliss (spouse)Beatrice Corliss2021-08-125.1
A032The Ellery HouseholdAbel Ellery (spouse)Howard Ellery2021-08-135.1

Flagged on both

A year-end RMD still to take and a stale beneficiary designation — worth handling in one touch.

Read rmd-roster.csv, firm-calendar.csv, households.csv and beneficiaries.csv in office/spine/ · as of 2026-10-05.

Full audit trail — every flag with the register row it came from: flag detail.