Practice Overview — obligations

rendered October 5, 2026 · as of 2026-10-05

FICTITIOUS — FORGE DEMO ONLY · SPECIMEN

Every dated obligation across the office — overdue first

2 item(s) are already past due — a beneficiary change requested in June that still leaves an ex-spouse on a client’s IRA, and a missing staff attestation an examiner would ask for. Before year-end, $122,265.91 of required withdrawals still has to be taken, and a new client’s account is being managed on an unsigned agreement.

One row per obligation, pulled from every desk’s tool and the registers, each naming where it came from. Money owed is here; money coming in is not. Nothing here is paid, sent, or chased.

Owed, in date order

The From column names the tool or register each row came from — click through to check it.

DueDaysWhat’s owedOwnerFrom
Overdue
2026-06-3097 overdueUpdate the Quaid IRA beneficiary (divorce recorded; ex-spouse still named)
The instruction is on file; the register is unchanged.
PriyaMeeting Memo Quaid memo
2026-07-3067 overdueSam's Q2 code-of-ethics attestation — no submission on file
Examiner-requested record (Exam Binder Item 9).
Sam / Ellen (CCO)Compliance Calendar attestations.csv
Next 90 days
2026-10-3025 to goQ3 code-of-ethics attestations — all six staff open
Open, not late — due 10/30.
All staff / Ellen (CCO)Compliance Calendar attestations.csv · compliance-calendar.csv
2026-12-3187 to goYear-end RMD sweep — $122,265.91 still to take across 8 households with no meeting booked
A short distribution at year-end is a client tax penalty.
PriyaRMD & Beneficiary Flagger year-end at risk · rmd-roster.csv

Beyond the window, watched not yet due: Form ADV annual amendment (window opens January) (2027-03-31).

Open, no fixed deadline

In flight from a desk’s tool with no hard due date — tracked so they don’t fall between desks.

What’s openOwnerStateFrom
Westcombe advisory agreement — signature outstanding
Account funded ahead of a signed agreement; needed before the next billing cycle.
Priya12 days open · high-riskOnboarding Chaser onboarding chaser
Wickham — client not yet told funds arrived
Rollover landed 2026-10-02; the welcome/notification is pending.
Priya3 days openOnboarding Chaser onboarding chaser
Penrose A023 — August statement never arrived
One late arrival (July, received 09-12) plus one true gap (August) — confirm one gap, not two.
Danaopen — verify with custodianStatement Check statement check

The office-wide read — it reads every desk’s tool and the office registers, and changes nothing. Every row above names the tool or register it came from.

Other cuts: the dashboard · year-end at risk · two lists · obligations · blind spots.

Full audit trail: overview detail.