> FICTITIOUS DOCUMENT — FORGE DEMO ONLY · SPECIMEN

# Client Review Memo — The Ashworth Household (H013)

- **Clients:** Helena Ashworth, Nadia Ashworth
- **Meeting date:** 2026-04-14 (video)
- **Advisor:** Marcus Hale
- **Cadence:** annual review
- **Client since:** 2011-12

## Agenda & discussion

1. **Annual portfolio review.** Reviewed allocation and drift since last year. Equity
   sleeve had run ahead of target; discussed trimming back toward the long-term mix.
2. **Contribution planning.** Helena wants to resume regular taxable contributions now
   that a car loan is paid off — she floated roughly $1,500/month [color]. Agreed to
   start after the rebalance settles.
3. **Statement preferences.** Both asked to move to electronic statements only.

## Decisions

- Rebalance the equity sleeve back to target; use the Harborlight Core Equity and
  Stonemere Intermediate Bond funds to bring the mix in line.
- Switch delivery preference to e-statements.

## Action items

| # | Item | Owner | Due |
|---|---|---|---|
| 1 | Send updated IPS reflecting the rebalance | Marcus | 2026-04-24 |
| 2 | Set the household to e-statement delivery with the custodian | Priya | 2026-04-30 |

*— M. Hale, 2026-04-14*