This brochure provides information about the qualifications and business practices of Alderbrook Wealth Partners ("Alderbrook," the "Firm," "we," "us," or "our"). If you have any questions about the contents of this brochure, please contact us at the telephone number above. The information in this brochure has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority.
Additional information about Alderbrook Wealth Partners is available on the SEC's Investment Adviser Public Disclosure website.
This document is a SPECIMEN prepared for demonstration only. It is not a filed regulatory record and describes no real firm, person, or event.
This brochure, dated March 27, 2026, is the Firm's annual updating amendment for the fiscal year ended December 31, 2025. Since the last annual update, the material changes are:
Clients and prospective clients may request the complete, current brochure at any time, free of charge, by contacting the Firm.
Alderbrook Wealth Partners is an independent, fee-only registered investment adviser based in Halvern. The Firm was founded in 2009 and is owned by its principal, who also serves as the Firm's Chief Compliance Officer. Alderbrook is a small team of six professionals and serves individuals, families, trusts, and small-business retirement arrangements.
We provide two principal services:
We tailor advice to the individual needs of each client. Clients may impose reasonable restrictions on investing in certain funds or asset categories, subject to our acceptance of the engagement.
As of December 31, 2025, the Firm managed approximately $277.6 million in regulatory assets under management, all on a discretionary basis, across approximately 138 client households. These prior-fiscal-year figures are stated as of the Firm's fiscal year end and will change over time.
The Firm does not participate in, and does not sponsor, any wrap fee program.
Alderbrook is fee-only. Our compensation for investment management is an asset-based advisory fee. We do not accept commissions, trailing payments from funds, or other third-party compensation for the investment advice we provide.
The Firm's standard annual advisory fee is charged on a tiered basis according to the market value of a household's billable assets:
| Portion of billable assets | Annual rate |
|---|---|
| First $1,000,000 | 1.00% |
| $1,000,000 to $3,000,000 | 0.85% |
| Above $3,000,000 | 0.70% |
Stated in the Firm's schedule language: 1.00% to $1M; 0.85% $1M–$3M; 0.70% above $3M.
Certain long-standing clients are billed under a legacy flat schedule of 0.90% applied to all billable assets. The legacy flat 0.90% schedule is closed to new clients and is not available to households onboarded after its closure.
Advisory fees are negotiable at the Firm's discretion. Fees may be prorated for accounts opened or closed during a billing period. Either party may terminate the advisory agreement upon written notice; upon termination, any prepaid but unearned fees are refunded and any earned but unpaid fees become due. In addition to our advisory fee, clients bear the internal expenses of the funds they hold and any transaction, custody, or account fees charged by the custodian; these are separate from and in addition to our fee.
Alderbrook does not charge performance-based fees (fees based on a share of capital gains or capital appreciation of client assets). All clients are billed on the asset-based schedules described in Item 5.
The Firm provides advisory services principally to individuals and families (including high-net-worth individuals), trusts and estates, and small-business retirement arrangements. The Firm does not impose a rigid account minimum but generally works with households whose circumstances suit an ongoing planning-and-management relationship.
We build portfolios primarily from a short, deliberately limited menu of pooled investment funds, allocated across asset classes according to each client's plan. The Firm's approach emphasizes broad diversification, cost awareness, disciplined rebalancing, and long time horizons rather than short-term market timing or security selection.
The funds used in client portfolios include:
Investing involves risk, including the possible loss of principal. Past performance is not a guarantee of future results. No investment strategy, including diversification, can guarantee a profit or protect against loss in a declining market. Risks include market risk, interest-rate risk, credit risk, inflation risk, and the risk that the funds selected do not perform as expected.
Alderbrook is an independent firm. It is not affiliated with, and is not owned by, any broker-dealer, bank, insurance company, or fund sponsor. No member of the Firm is registered, or has an application pending to register, as a broker-dealer or a representative of a broker-dealer.
The Firm has adopted a written Code of Ethics built on its fiduciary duty to place client interests first. The Code requires all supervised persons to:
Supervised persons attest to their compliance with the Code quarterly. A copy of the Code of Ethics is available to any client or prospective client upon request.
Because client portfolios are built from pooled funds rather than individual securities, and because the Firm receives no third-party compensation, the opportunity for conflict between the Firm's personal trading and client transactions is limited. Any such conflict is managed through the Code's reporting and review requirements.
The Firm does not maintain custody of client assets. Clients' assets are held at qualified, unaffiliated custodians, and the Firm generally recommends the custodian(s) it has determined can provide suitable execution, service, and technology for client accounts. The Firm receives no commissions and does not direct brokerage in exchange for client referrals.
Client accounts are reviewed on an ongoing basis and no less frequently than the review cadence set for each household (generally annual or semiannual). Reviews are conducted by the Firm's advisory personnel and consider the client's objectives, allocation, and any planning items then open (for example, required minimum distributions for eligible clients). Clients receive account statements directly from their qualified custodian, no less frequently than quarterly.
The Firm does not pay third parties for client referrals and does not receive compensation from any third party for providing investment advice to its clients. New clients come principally through existing-client and professional referrals.
Because client portfolios are held in pooled funds, proxy voting for individual portfolio securities is conducted by the funds themselves. The Firm does not accept authority to vote client securities. Clients receive proxy materials, if any, directly from their custodian or the fund.
The Firm does not require or solicit prepayment of more than $1,200 in fees per client six or more months in advance and therefore is not required to include a balance sheet. The Firm is not aware of any financial condition reasonably likely to impair its ability to meet contractual commitments to clients.
End of excerpt. SPECIMEN — Alderbrook Wealth Partners — brochure dated March 27, 2026.